As a driver, the last thing you want is to be stranded on the side of the road due to a sudden car breakdown. It’s a situation that can quickly turn a smooth drive into a stressful ordeal. Unfortunately, vehicles don’t always cooperate, and when they decide to play stubborn, it’s easy to find yourself wondering whether your car insurance will cover the cost of a tow truck. But, fear not – your insurer offers the following coverage to get you back on track.
Rental and Towing Coverage
This coverage comes to your rescue when your vehicle becomes immobilized due to mechanical issues or generally, accidents. It shoulders the cost of tow truck (transporting your damaged vehicle to a repair facility) and rental expenses for a replacement vehicle while yours is under repair. Note that rental and towing coverage operates on a reimbursement basis – you cover the initial expenses and reimbursed according to the coverage limits specified in your policy.
Roadside Assistance Coverage
This coverage encompasses various forms of aid when facing minor non-accident-related setbacks during your travels. It addresses issues like flat tires, dead batteries, and lockouts. The aim is to get you back on the road. The company sends an expert for quick fixes like jump start, typically at no cost.
The availability and specifics of the above coverage can differ depending on your insurance provider and the particular policy you hold. Before you hit the road, familiarize yourself with the terms, conditions, and benefits of these coverage options. If still uncertain, engage your insurance agent or representative to equip you with the best protection for your travel needs.