I Need To Apply For Life Insurance Where Should I Start?

Short term health insurance indiana

Do you have any chronic illnesses? Have you recently been diagnosed with a disability? Whatever your unique situation may be, it is essential you apply for life insurance as soon as possible to give you the care you need. The best Medicare supplement can make sure you’re saving money while still receiving the support you need to thrive in the day-to-day. Although choosing a medical insurance provider can seem like an arduous process, narrowing down your particular needs will help immensely in getting you started. Let’s take a look at essential health benefits and how medical coverage can assist you.

Heart Disease And Health

One of the most common health issues facing older Americans today is that of heart disease. Studies have shown over 80% of people aged 65 years or older will die from a debilitating form of heart disease. Similar conditions include, but are not limited to, a genetic predisposition to heart attack, high blood pressure and lung disease.

Diabetes And Support

At least one in three American adults has pre-diabetes. Unfortunately, most don’t know they have this condition until it worsens. Diabetes can be caused by lifestyle habits as well as genetically inclined — the only way to know this for sure is to meet with a health professional and be properly diagnosed.

Healthy Diets And Effects

A healthy diet is one of the most effective ways of ensuring you remain at your physical and emotional best. Health professionals recommend you consume at least one to two servings of fruit every day, with two to two and a half cups of vegetables alongside healthy grains. If you have a compromised immune system or diabetes, health professionals may recommend an alternate diet to make sure your needs are met.

Smoking And Consequences

Smoking is a common habit among all adult age groups in the United States. Although most older adults who were once regular smokers have chosen to quit, nearly 9% of adults over the age of 65 were still smoking according to ‘The State Of Aging And Health In America’. Smoking greatly increases a user’s risk of lung disease, heart disease and short-term issues like teeth yellowing and skin thinning.

Mental Health And Treatment

Physical and mental health are inexorably linked together. Studies have shown one in seven baby boomers (or around 14%) say they are currently being treated for some form of depression, a higher rate than any other generation of American adults. Two-thirds of Americans over the age of 65 either ‘agreed’ or ‘strongly agreed’ that they feel good about their physical appearance, compared to only 60% of adults between the ages of 18 and 34.

Finding A Form Of Life Insurance

Life insurance will save you money, provide you with necessary care and ensure you peace-of-mind all days of the year. If you already have a form of life insurance you can add onto your already existing support with a supplemental plan, particularly if you have chronic conditions or additional needs that aren’t being met. Three in five people own some form of life insurance, with another 34% reporting a likelihood of making a recent purchase. It’s important to remember Medigap policies only cover one person — they generally don’t cover long-term care, vision or dental. With life insurance you can rest easy knowing you have a plan to fall back on should you need help.

Leave a Reply

You must be logged in to post a comment.